Subject to the terms of the applicable Order Form, the Customer shall pay all Fees in the amounts and at the intervals specified therein. Fees for cross-border transfers shall be calculated at the mid-market rate prevailing at the time of conversion, plus the applicable service charge, and shall be deducted prior to settlement. Except as expressly provided herein, all Fees are non-refundable and exclusive of applicable taxes, which shall be borne by the Customer.